Financial Agent — Market Report

Market prices & technicals as of: April 08, 2026 at 01:00 AM ET
Macro (FRED) observations through: April 08, 2026 (release cadence varies by series).
Snapshot generated: April 08, 2026 at 06:09 PM ET (HTML build / CI time — not the same as market close).
Data layers: Technical + Macro (FRED) + Fundamentals.
Risk Score
508 ▲+5
HEAVY STRESS · Increasing Incrementally
S&P 500
6,783
▲ +2.51%
Dow Jones
47,910
▲ +2.85%
NASDAQ
22,635
▲ +2.80%
VIX
21.0
Fear Index · Elevated — markets uneasy
Baseline: 15–20 is normal · <15 calm · 30+ high fear · 40+ crisis
Brent Crude
$96.26
per barrel
Risk Overview — Score 508 (+5 vs prior day) · HEAVY STRESS
HEAVY STRESS
Risk Level
508
Score (uncapped)
HIGH
Data completeness
10020030040050060070080048450344703-3003-3104-0104-0204-0304-0604-0704-08Today1d1w
Critical: 6 Warnings: 26 Leading: 10
Position size: 0%  |  Stop-loss: N/A
Multiple severe risk signals are firing. The guidance is to hold cash and avoid opening new positions entirely. There is no stop-loss to set because the recommendation is to not buy right now. Focus on preserving what you have. Unprecedented convergence of risk signals.

Today’s risk score is 508 (uncapped raw total). That’s up 5 points from yesterday, and up 61 over the past week. For how this compares to past economic crises, see Historical Parallels below.

Score trend (uncapped):
1d:+5 (HEAVY_STRESS)
1w:+61 (CATASTROPHIC)
Forward outlook:▲ WORSENING(confidence 75%)
  • Risk score up +5 in 24h
  • Risk score up +61 over 1 week
  • 2 macro indicators at critical
  • 1 supply chain cascade stage active
  • Absolute score (508) in heavy stress territory

Understanding this risk score

1. Where the score is now — Today’s raw risk score is 508. Yesterday’s snapshot was 503 (up 5 points). One week ago it was 447. The score number and its direction are more informative than the named level when conditions stay at the top of the scale.

2. How we calculate it — Each detected signal adds points (leading macro/fundamental signals are weighted 1.5× vs lagging technical signals). Signals span VIX, drawdowns, death crosses, macro (FRED), fundamentals, and breadth. The raw total is 508; we also show a 0–100 capped score (100) for side-by-side comparison.

3. What the named level means — The level HEAVY STRESS maps the raw score to a bucket on this model’s scale (Low → Moderate → Elevated → High → Critical → Severe → Extreme → Catastrophic). It tells you how many signals are stacking, not what will happen next. It is a model severity label, not a forecast, not a bank rating, and not personalized advice.

4. Snapshots and history — Each weekday build saves a daily snapshot. The trend chips above show how today’s score compares to prior snapshots (1 day, 1 week, 1 month). History accumulates automatically across builds so you can track direction over time.

Crisis Context: Historical Parallels — -1.7%, strongest overlap: 1973-1974 Oil Crisis (3/3 factors)
Crisis DNA — 2026 active factors (inferred from live data each run)
Commodity Shock Geopolitical Stagflation
Top historical matches by factor overlap:
1973-1974 Oil Crisis(3/3)Commodity Shock Geopolitical Stagflation
2000-2002 Dot-Com Bust(1/3)Geopolitical Speculation/Leverage
2020 COVID-19 Crash(1/3)Commodity Shock External Shock
2026 Bottom Estimate (analog-weighted from factor overlap)
Now
-1.7%
S&P ~6,783
today
Optimistic
-33.9%
S&P ~4,561
~33 days
Base Case
-47.0%
S&P ~3,658
~602 days
Pessimistic
-49.1%
S&P ~3,512
~929 days
Based on: 1973-1974 Oil Crisis, 2000-2002 Dot-Com Bust, 2020 COVID-19 Crash. Each analog weighted by crisis factor overlap (confidence: 60%). This is not a prediction — it shows where similar historical crises ended.
Current S&P 500 decline from Jan 2026 peak (~6,900)
-1.7%
0%-10%-20%-30%-50%-90%
CrashDeclineDays to BottomRecoveryMatch
Panic of 1907-48.5%44033 months0/3
1929 Great Depression-86.2%998302 months0/3
1937-1938 Recession-54.5%39094 months0/3
1973-1974 Oil Crisis-48.2%63090 months3/3
1987 Black Monday-33.5%10123 months0/3
2000-2002 Dot-Com Bust-49.1%92986 months1/3
2007-2009 Global Financial Crisis-56.8%51766 months0/3
2020 COVID-19 Crash-33.9%336 months1/3
How matching works: Each crash is tagged with causal factors (commodity shock, geopolitical, etc.) based on historical sources (IMF, NBER, Federal Reserve History). The "Match" column shows how many of 2026's active factors overlap with each historical crash. Rankings update dynamically as conditions change.
Key finding: Across 8 major US crashes (1907-2020), the market recovered every time. The only crash where early withdrawal would have been correct was 1929 — under conditions (no FDIC, no SEC, no Fed backstop) that cannot recur in the modern financial system. Average oil-shock recovery: 48 months.
Crisis Context: Supply Chain Cascade — Strait of Hormuz
Day 39 of crisis (since Feb 28, 2026)
The Strait of Hormuz carries ~21% of global oil, ~25% of global LNG, and hosts the world's largest helium processing facility at Ras Laffan, Qatar. Disruption creates a cascading timeline of impacts far beyond oil prices. Statuses are evaluated from live market data each run.
TimeframeImpactStatus
Feb 28 – Mar 14, 2026Oil Price Shock
Brent crude spikes, WTI follows. Gasoline prices at pump rise within days.
  • Brent at $128
  • Brent FRED signal: critical
Past model window — still active
First activated: Mar 30, 2026
ACTIVE (stress 70%, data 4/4)
Mar 14 – Apr 29, 2026Energy Cost Cascade
Natural gas prices spike (LNG rerouting). Electricity costs rise. Industrial production slows.
  • Gasoline: $4.12/gal (warning)
Projected (stress 30%, data 3/3)
Apr 14 – Jun 28, 2026Helium & Semiconductor Squeeze
Semiconductor fabs reduce output. Lead times extend. Helium spot prices surge.
  • Helium context: Qatar supplies 28% of global helium via Ras Laffan (USGS 2024 data — $390/Mcf)
  • Strait disruption threatens Ras Laffan helium exports
  • Energy cascade projected → watch for downstream effects
First activated: Mar 30, 2026
Projected (stress 25%, data 5/5)
May 14 – Aug 27, 2026Fertilizer & Food Pressure
Urea/ammonia prices spike. Planting disrupted. Food inflation visible.
  • PPI: warning — producer input costs rising
  • Oil shock active → fertilizer cost pressure
First activated: Mar 31, 2026
Projected (stress 25%, data 8/8)
Jun 13 – Oct 26, 2026Pharmaceutical Delays
India flags raw material shortages. Generic drug supply chains lengthen.
(5/5)
Aug 12 – Feb 28, 2027Industrial Slowdown
Petrochemical feedstock shortages. Manufacturing slows. Employment declines.
(7/7)
Why this matters for markets: The 1973 oil crisis caused a 48% market decline and 8-year recovery. The current situation is broader — it affects energy, semiconductors, food, and pharmaceuticals simultaneously. Historical parallel suggests a longer recovery timeline than a pure oil shock.
Score attribution (top contributors)
Severity key — criticalhighest warninghigh elevatedabove-normal infolower

Raw sum before cap: 508 → displayed score 100 (max 100).

PtsSignalTickerCatSevLead/Lag
37Macro: Brent Crude Oil (FRED)macrocriticalleading
37Macro: Consumer Confidence (UMich)macrocriticalleading
28Insider selling breadthfundamentalwarningleading
25EPS revisions breadthfundamentalwarningleading
25Signal convergencetechnicalcriticallagging
25Large Weekly DropHUBSvolatilitycriticallagging
25Large Weekly DropNKEvolatilitycriticallagging
18Death cross breadthtechnicalcriticallagging
15Fundamental distress breadthfundamentalwarningleading
15Macro: PPI All Commoditiesmacrowarningleading
15Macro: US Regular Gasoline Pricemacrowarningleading
10RSI OverboughtJPMtechnicalwarninglagging
10RSI OverboughtCOSTtechnicalwarninglagging
10RSI OverboughtGStechnicalwarninglagging
10RSI OverboughtCWANtechnicalwarninglagging

Death cross, EPS / distress / insider impacts use breadth signals (scaled sublinearly), not one row per watchlist ticker — see risk legend.

Understanding Risk Levels & How They Are Calculated
Risk Levels
HEAVY STRESS
raw sum 200+
Deep signal convergence — many rules firing across all layers (technical + macro + fundamentals). This measures stacked stress in this model; it is not a prediction of collapse and not financial advice. ◀ CURRENT
SEVERE STRESS
150–199
Broad stress across financial, commodity, and macro dimensions. Maximum defensive posture: cash, short-duration treasuries, zero equity exposure.
COMPOUNDING STRESS
100–149
More signals firing than the baseline anticipated — conditions are layering. The score exceeds 100 because risk signals compound beyond the original scale.
ACUTE STRESS
80–99
Multiple severe risk signals stacking simultaneously. Defensive posture — avoid new positions, prioritize capital preservation, increase cash allocation.
HIGH
60–79
Significant risk signals across multiple categories. Reduce exposure to risk assets, tighten stop-losses, and size any new positions very small (0.5–1% max).
ELEVATED
40–59
Several warning signals are active. Proceed with caution, favor quality over speculation, and keep position sizes moderate (1–3%).
MODERATE
20–39
A few risk signals are present but the market is broadly functional. Normal investing with standard position sizing (3–5%).
LOW
0–19
Minimal risk signals detected. Market conditions are calm. Standard investing with full position sizing.
How the Score Is Calculated
The risk score is a number from 0 to 100 (hard-capped — it can never exceed 100). Every detected risk signal adds points based on its severity:
Signal Severity Lagging Leading (1.5×)
Critical +25 pts +37 pts
Warning +10 pts +15 pts
Elevated +5 pts +7 pts
Info +2 pts +2 pts
All signals add up, then the total is capped at 100.

Why leading indicators count more: Leading indicators (macro data, earnings revisions, insider activity) predict future conditions — they get 1.5× weight. Lagging indicators (RSI, moving averages, price drops) confirm what already happened — important but less predictive.

Three data layers are checked:
1. Technical — price, volume, momentum, moving averages (lagging)
2. Macro — FRED economic data: yield curve, credit spreads, unemployment, consumer confidence (leading)
3. Fundamental — earnings revisions, insider activity, analyst targets, financial health (leading)

Breadth and watchlists: Technical signals still scale with how many tickers fire (e.g. many RSI warnings). Fundamental impacts use one breadth row each for EPS deterioration, insider selling, and distress — scaled sublinearly so a large watchlist does not automatically max the score.

Example: A score of 85 (CRITICAL) usually means several severe signals stacked before the 100 cap —not a single soft datapoint. A single leading critical macro signal alone is about 25–37 points (often MODERATE bucket).
Data completeness (not narrative confidence)
HIGH
3+ data layers present (technical + macro + fundamental) AND 2+ leading signals counted. Means inputs are rich — not a guarantee the risk label is correct. ◀ CURRENT
MEDIUM
2 data layers OR at least 1 leading signal — usable but incomplete coverage.
LOW
Technical-only or very thin leading coverage — score is more fragile.
Market Overview — 84 assets in 6 categories
84 assets in 6 categories (6 indices, 2 commodities, 50 stocks, 20 etfs, 3 crypto, 3 forex). Expand each section below.
Indices (6)
TickerNamePrice1D 1W1MRSISignals
^GSPCS&P 500$6,782.81+2.51%+3.90%-0.19%58
^DJIDow Jones Industrial Average$47,909.92+2.85%+3.38%+0.35%64GC
^IXICNASDAQ Composite$22,634.99+2.80%+4.84%-0.27%56
^RUTRussell 2000$2,620.46+2.97%+4.97%+2.62%64GC
^VIXCBOE Volatility Index$21.04-18.39%-16.67%-17.49%42GC
^TNXCBOE Interest Rate 10 Year T No$4.29-1.20%-0.46%+3.75%52
Commodities (2)
TickerNamePrice1D 1W1MRSISignals
BZ=FBrent Crude Oil Last Day Financ$96.26-11.91%-18.66%-2.73%43GC
CL=FCrude Oil May 26$96.50-14.56%-4.81%+1.83%50GC
Stocks (50)
Showing 12 key movers (biggest moves + signals). 38 more assets available below.
TickerNamePrice1D 1W1MRSISignals
AXONAxon Enterprise, Inc.$391.53+5.00%-7.81%-29.97%21OS DC
GSGoldman Sachs Group, Inc. (The)$905.75+4.81%+7.06%+8.86%78OB GC
HUBSHubSpot, Inc.$217.98-4.23%-10.70%-24.01%27OS DC
CATCaterpillar, Inc.$771.58+6.51%+8.91%+9.47%67GC
METAMeta Platforms, Inc.$612.42+6.50%+7.04%-5.32%49DC
DECKDeckers Outdoor Corporation$106.35+6.07%+6.25%+1.95%52GC
JPMJP Morgan Chase & Co.$307.97+3.55%+5.23%+6.77%71OB DC
ABNBAirbnb, Inc.$131.40+5.15%+4.05%-1.96%50
COPConocoPhillips$125.22-4.97%-5.14%+7.00%53GC
XYZBlock, Inc.$62.83+4.77%+4.40%-4.13%64DC
XOMExxon Mobil Corporation$156.22-4.69%-7.92%+3.84%48GC
FOURShift4 Payments, Inc.$42.15+4.67%-3.61%-10.77%47DC
Show all 50 stocks ▸
TickerNamePrice1D 1W1MRSISignals
FANGDiamondback Energy, Inc.$186.47-4.62%-5.72%+1.97%46GC
CELHCelsius Holdings, Inc.$36.02+4.47%+1.52%-16.83%36DC
DXCMDexCom, Inc.$65.80+4.26%+4.78%-4.28%43DC
WSMWilliams-Sonoma, Inc.$187.53+4.22%+2.85%-0.41%54GC
ASTSAST SpaceMobile, Inc.$96.46+4.20%+16.40%+7.46%54GC
COSTCostco Wholesale Corporation$1,030.27+1.68%+3.40%+2.48%78OB GC
MNDYmonday.com Ltd.$65.64-1.60%-5.02%-19.02%28OS DC
WMTWalmart Inc.$127.26+3.89%+2.40%+2.56%63GC
GOOGLAlphabet Inc.$317.32+3.88%+10.35%+3.58%56GC
HONHoneywell International Inc.$232.47+3.86%+2.85%-2.15%53GC
DISWalt Disney Company (The)$99.18+3.55%+2.91%-2.44%49DC
NKENike, Inc.$43.13+1.03%-18.35%-23.70%19OS DC
AMZNAmazon.com, Inc.$221.25+3.50%+6.23%+3.63%61DC
UPSTUpstart Holdings, Inc.$27.31+3.25%+6.47%-2.18%56DC
CWANClearwater Analytics Holdings, $24.02+0.42%+1.56%+2.69%78OB GC
TPLTexas Pacific Land Corporation$448.28-0.34%-5.54%-16.95%23OS GC
PGProcter & Gamble Company (The)$144.90+2.55%+0.32%-6.65%44
ABBVAbbVie Inc.$211.59+2.53%-2.71%-6.97%55GC
LLYEli Lilly and Company$953.30+2.39%+3.65%-5.46%59GC
NVDANVIDIA Corporation$182.08+2.23%+4.40%-0.31%52
AAPLApple Inc.$258.90+2.13%+2.01%-0.38%62GC
VVisa Inc.$308.96+2.12%+2.22%-2.22%62DC
LMNDLemonade, Inc.$58.94+1.59%-5.97%+6.97%39GC
JNJJohnson & Johnson$241.30+1.21%-1.28%-0.53%59GC
AMTAmerican Tower Corporation (REI$176.18+1.21%+2.09%-5.60%43DC
TSLATesla, Inc.$343.25-0.98%-7.67%-13.90%32
TOSTToast, Inc.$26.21+0.92%-1.13%-11.12%37DC
UBERUber Technologies, Inc.$72.38+0.91%+0.63%-1.98%37DC
ORealty Income Corporation$62.79+0.90%+2.63%-2.88%50GC
CRWDCrowdStrike Holdings, Inc.$426.51+0.77%+9.25%-1.76%47DC
MCDMcDonald's Corporation$307.01+0.71%-1.22%-7.19%38GC
NFLXNetflix, Inc.$99.39+0.58%+3.37%+1.09%63DC
UNHUnitedHealth Group Incorporated$305.98-0.57%+13.08%+7.30%63DC
MSFTMicrosoft Corporation$374.33+0.55%+1.12%-8.57%35DC
NEENextEra Energy, Inc.$94.17+0.53%+1.39%+2.35%65GC
BRK-BBerkshire Hathaway Inc. New$479.75+0.35%+0.11%-3.51%43DC
DVDoubleVerify Holdings, Inc.$10.09+0.10%+6.21%-6.57%53DC
DDOGDatadog, Inc.$116.50-0.03%-1.31%-9.38%31DC
ETFs (20)
Showing 12 key movers (biggest moves + signals). 8 more assets available below.
TickerNamePrice1D 1W1MRSISignals
XLBState Street Materials Select S$51.75+3.33%+3.56%+3.98%71OB GC
XLFState Street Financial Select S$51.20+2.65%+3.71%+2.25%72OB DC
VXUSVanguard Total International St$81.23+4.11%+5.34%+2.99%63GC
XLIState Street Industrial Select $170.44+3.75%+5.39%-0.01%59GC
XLEState Street Energy Select Sect$58.05-3.51%-5.24%+3.75%50GC
XLKState Street Technology Select $141.69+3.10%+6.61%+1.51%56
IWMiShares Russell 2000 ETF$260.47+2.99%+5.03%+2.88%65GC
QQQInvesco QQQ Trust, Series 1$606.09+2.97%+5.01%-0.15%56
MDYState Street SPDR S&P MIDCAP 40$643.68+2.84%+4.36%+2.55%64GC
XLYState Street Consumer Discretio$110.82+2.83%+1.69%-3.10%51DC
SPYState Street SPDR S&P 500 ETF T$676.01+2.55%+3.95%-0.06%59
VTIVanguard Total Stock Market ETF$333.70+2.54%+4.02%+0.14%59GC
Show all 20 etfs ▸
TickerNamePrice1D 1W1MRSISignals
XLVState Street Health Care Select$149.67+2.12%+2.09%-2.58%60GC
XLPState Street Consumer Staples S$82.78+1.87%+0.98%-3.17%54GC
XLCState Street Communication Serv$113.81+1.78%+2.66%-2.88%52
XLREState Street Real Estate Select$42.44+1.73%+3.94%-0.59%57
XLUState Street Utilities Select S$46.78+1.10%+1.94%+0.55%54GC
GLDSPDR Gold Shares$434.53+0.63%+0.99%-8.04%46GC
TLTiShares 20+ Year Treasury Bond $86.92+0.32%+0.67%-2.20%52DC
BNDVanguard Total Bond Market ETF$73.72+0.19%+0.45%-0.64%55
Crypto (3)
TickerNamePrice1D 1W1MRSISignals
BTCUSDBitcoin$71,487.67-0.63%+6.81%+0.34%51DC
ETHUSDEthereum$2,212.05-1.33%+7.73%+0.38%53DC
SOLUSDSolana$83.26-2.79%+3.60%-7.56%35DC
Forex (3)
TickerNamePrice1D 1W1MRSISignals
EURUSDEUR/USD$1.17+1.10%+0.82%+0.44%64
GBPUSDGBP/USD$1.34+1.26%+1.19%-0.18%56
USDJPYUSD/JPY$158.54-0.72%-0.03%+0.44%44GC
Glossary — What Do These Terms & Signals Mean?
Signal Badges
BadgeNameWhat It Means
DCDeath CrossThe 50-day moving average has dropped below the 200-day moving average. This means recent prices (~2.5 months) are consistently lower than the longer-term average (~10 months) — momentum has shifted downward. It's a lagging indicator: by the time it triggers, the price drop has already happened. Better at confirming a trend than predicting one. When multiple stocks show death crosses simultaneously, it usually reflects broad market weakness rather than individual company problems.
GCGolden CrossThe opposite of a death cross — the 50-day moving average has risen above the 200-day moving average. This is a bullish signal indicating upward momentum. Like the death cross, it's a lagging indicator that confirms a trend already underway.
OBOverbought (RSI ≥ 70)The Relative Strength Index (RSI) is at or above 70, meaning the asset has had strong recent gains and may be due for a pullback. It doesn't mean the price will drop — assets can stay overbought for extended periods in strong uptrends — but it signals that buying pressure may be getting stretched.
OSOversold (RSI ≤ 30)RSI is at or below 30, meaning the asset has had sharp recent declines and may be due for a bounce. This can represent a buying opportunity (value investors look for oversold quality assets), but it can also signal that something is fundamentally wrong. Context matters — oversold in a healthy market is different from oversold during a crisis.
Column Definitions & Key Metrics
TermFull NameWhat It Means
RSIRelative Strength IndexA momentum indicator ranging from 0 to 100 that measures the speed and magnitude of recent price changes. Calculated over the last 14 trading days. Below 30 = oversold (potential bounce), above 70 = overbought (potential pullback), 30–70 = neutral. RSI is a lagging indicator — it shows what momentum has been, not what it will be.
50-day MA50-Day Moving AverageThe average closing price over the last 50 trading days (~2.5 months). Represents the short-to-medium-term trend. When the current price is above the 50-day MA, the short-term trend is generally positive.
200-day MA200-Day Moving AverageThe average closing price over the last 200 trading days (~10 months). Represents the long-term trend. Institutional investors often use this as a key support/resistance level. The relationship between the 50-day and 200-day MA produces death cross and golden cross signals.
1D / 1W / 1MPercentage ChangePrice change over the last 1 day, 1 week, or 1 month respectively. Green = positive (price went up), red = negative (price went down). Large single-day or weekly drops trigger warning signals in the risk engine.
P/E RatioPrice-to-EarningsThe stock price divided by earnings per share. Measures how much investors are paying for each dollar of earnings. A high P/E can mean the stock is overvalued or that investors expect high future growth. A low P/E can mean the stock is undervalued or that the business is struggling. Always compare P/E within the same industry — tech companies normally have higher P/E than banks.
D/EDebt-to-Equity RatioTotal debt divided by shareholder equity. Measures how much a company relies on borrowing. Below 0.5 = conservatively financed, 0.5–1.0 = moderate, above 2.0 = heavily leveraged. High debt becomes dangerous when interest rates rise or revenue declines.
ROEReturn on EquityNet income divided by shareholder equity. Measures how efficiently a company generates profit from its shareholders' investment. Above 15% is generally strong. Negative ROE means the company is losing money.
Macroeconomic Indicators (FRED) — 2 critical, 2 warning
Data vs. narrative. Table values are official FRED series. Category groupings label what kind of signal each block represents. Signals and the assessment column are automated rules for scan context — not investment advice, not forecasts, not regulatory ratings, and (for banking rows) not institution-level health.
IndicatorValueChangeSignalAssessment
Core macro — leading indicators
10Y-2Y Yield SpreadT10Y2Y0.50-0.02neutralNormal upward-sloping yield curve
10Y-3M Yield SpreadT10Y3M0.60-0.02neutralHealthy spread between short and long-term rates
High Yield Credit SpreadBAMLH0A0HYM23.12+0.07neutralCredit markets calm
Initial Unemployment ClaimsICSA202,000.00-9,000.00neutralLabor market stable
Consumer Confidence (UMich)UMCSENT56.60+0.20criticalConsumer confidence at recessionary levels
Fed Funds RateFEDFUNDS3.64+0.00neutralFed funds rate holding at 3.64%
M2 Money SupplyM2SL22,667.30+198.20neutralMoney supply stable or growing
Unemployment RateUNRATE4.30-0.10neutralLabor market healthy
Banking system — system-wide aggregates (not CAMELS / not one bank)
Total Bank Credit (All Commercial Banks)TOTBKCR19,384.31+27.62neutralBank credit level stable vs prior week (aggregate; not institution CAMELS)
Fed Total Assets (Balance Sheet)WALCL6,675,344.00+18,183.00neutralModest weekly change in Fed assets (policy / runoff)
Bond market — Treasuries & investment-grade spreads
10-Year Treasury Constant Maturity YieldDGS104.33-0.01neutral10Y in typical range for directional read (official Treasury/FRED)
2-Year Treasury Constant Maturity YieldDGS23.81-0.03neutralPolicy-sensitive front-end yield (use with 10Y for curve shape)
ICE BofA BBB US Corporate OASBAMLC0A4CBBB1.08+0.01neutralInvestment-grade (BBB) spread within non-crisis band
inflation
CPI All ItemsCPIAUCSL327.46+0.87neutralCPI near target (+2.2% YoY)
PPI All CommoditiesPPIACO267.85+5.46warningProducer prices rising — input costs increasing
supply_chain
US Regular Gasoline PriceGASREGW4.12+0.13warningGasoline at $4.12/gal — elevated energy costs
Brent Crude Oil (FRED)DCOILBRENTEU127.61+8.05criticalBrent at $128 — crisis-level oil prices
Industrial Production IndexINDPRO102.55+0.15neutralIndustrial production stable
Capacity Utilization: Total IndustryTCU76.29+0.04neutralCapacity utilization at 76.3% — normal range
Manufacturing Employment (All Employees)MANEMP12,591.00+15.00neutralManufacturing employment stable
Durable Goods New OrdersDGORDER315,501.00-4,384.00bullishDurable goods orders growing (+6.9% YoY)
Total Manufacturing New OrdersAMTMNO620,052.00+915.00neutralManufacturing orders flat (+4.5% YoY)
PPI: Nitrogenous Fertilizer MaterialsWPU06790303265.66-0.08neutralNitrogen fertilizer PPI stable (+6.5% YoY)
Consumer Inflation Breakdown — contained
Where inflation hits hardest. CPI components reveal which categories are driving headline inflation. Shelter (~36% of CPI) is the stickiest; food and energy are the most volatile. Expectations measures show whether inflation is becoming self-reinforcing. YoY% is computed from the 12-month FRED data window. All data from official BLS/Fed sources.
Headline CPI (YoY)
+2.2%
Core CPI (YoY)
+2.2%
ComponentIndexYoY%MoM ChgSignalAssessment
CPI Food at Home318.99+2.4%+1.40neutralYoY +2.4% — within normal range
CPI Food Away from Home391.71+3.1%+1.24bearishYoY +3.1% — above Fed 2% target
CPI Shelter422.94+2.4%+0.98neutralYoY +2.4% — within normal range
CPI Rent of Primary Residence441.87+2.0%+0.58neutralYoY +2.0% — within normal range
CPI Energy283.22+2.1%+1.79neutralYoY +2.1% — within normal range
CPI Medical Care592.55+2.8%+2.94neutralYoY +2.8% — within normal range
CPI Used Cars and Trucks180.59-2.3%-0.68bearishYoY -2.3% — deflationary (demand weakness or correction)
CPI Core (ex Food & Energy)333.51+2.2%+0.72neutralYoY +2.2% — within normal range
Inflation Expectations & Alternative Measures
MeasureValueSignalAssessment
10Y Breakeven Inflation Rate2.34%neutralBreakeven at 2.34% — anchored near target
UMich Inflation Expectations (1yr)3.40%bearishConsumer expects 3.4% inflation — above Fed comfort zone
Median CPI (Cleveland Fed)2.06%neutralMedian CPI at 2.1% — near or below 2% target
Trimmed Mean PCE (Dallas Fed)2.43%neutralTrimmed Mean PCE at 2.4% — near or below 2% target
Fundamentals (50 stocks) — 25 strong, 8 weak/distressed
TickerHealthEPS TrendInsiders Analyst UpsideD/E ROEData
AAPLApple Inc.strongimprovingselling+14.1%1.03152.0%100%
MSFTMicrosoft Corporationstrongimprovingselling+56.9%0.3234.4%100%
GOOGLAlphabet Inc.strongimprovingselling+18.6%0.1635.7%100%
AMZNAmazon.com, Inc.strongneutralselling+27.1%0.4322.3%86%
NVDANVIDIA Corporationstrongimprovingselling+47.3%0.07101.5%100%
TSLATesla, Inc.moderateneutralselling+21.2%0.184.9%86%
METAMeta Platforms, Inc.strongdeterioratingselling+40.5%0.3930.2%100%
JPMJP Morgan Chase & Co.weakdeterioratingselling+9.4%16.1%71%
VVisa Inc.strongneutralselling+27.9%0.5554.0%86%
JNJJohnson & Johnsonstrongneutralselling-0.0%0.6035.0%86%
CRWDCrowdStrike Holdings, Inc.moderateneutralselling+14.9%0.18-4.1%86%
DDOGDatadog, Inc.moderatedeterioratingselling+55.8%0.343.3%100%
HUBSHubSpot, Inc.strongimprovingselling+67.7%0.132.3%100%
DECKDeckers Outdoor Corporationstrongdeterioratingselling+20.8%0.1339.7%100%
AXONAxon Enterprise, Inc.moderatedeterioratingselling+87.7%0.594.5%100%
TPLTexas Pacific Land Corporationstrongneutralbuying-0.6%0.0137.2%86%
WSMWilliams-Sonoma, Inc.moderatedeterioratingselling+9.1%0.7051.5%100%
TOSTToast, Inc.strongimprovingselling+40.2%0.0118.6%100%
LLYEli Lilly and Companystrongneutralneutral+26.8%1.65101.2%71%
UNHUnitedHealth Group Incorporatedmoderatedeterioratingneutral+17.6%0.8212.5%86%
ABBVAbbVie Inc.moderateneutralselling+17.7%6225.0%71%
DXCMDexCom, Inc.strongneutralselling+32.4%0.5134.5%86%
XOMExxon Mobil Corporationstrongimprovingselling+2.6%0.1911.1%100%
COPConocoPhillipsstrongimprovingselling+4.6%0.3812.4%100%
FANGDiamondback Energy, Inc.moderateimprovingselling+13.9%0.343.7%100%
WMTWalmart Inc.moderatedeterioratingselling+6.9%0.6421.8%100%
COSTCostco Wholesale Corporationstrongimprovingselling+3.6%0.6029.7%100%
PGProcter & Gamble Company (The)strongneutralselling+15.1%0.6931.6%86%
NKENike, Inc.moderatedeterioratingneutral+48.6%0.7916.0%86%
MCDMcDonald's Corporationweakdeterioratingselling+12.3%71%
ABNBAirbnb, Inc.strongneutralselling+10.9%0.2830.2%86%
CATCaterpillar, Inc.strongimprovingselling-3.8%2.0743.5%100%
HONHoneywell International Inc.moderateneutralselling+8.4%2.3726.1%86%
UBERUber Technologies, Inc.strongneutralneutral+43.1%0.4439.9%71%
GSGoldman Sachs Group, Inc. (The)moderateimprovingselling+3.4%5.9613.9%86%
BRK-BBerkshire Hathaway Inc. Newmoderatedeterioratingneutral+9.0%0.199.8%86%
XYZBlock, Inc.weakdeterioratingselling+36.9%0.406.0%100%
AMTAmerican Tower Corporation (REIweakdeterioratingneutral+22.0%4.3426.3%86%
ORealty Income Corporationmoderateneutralneutral+8.0%0.742.7%71%
NEENextEra Energy, Inc.weakneutralselling+0.7%1.468.4%86%
NFLXNetflix, Inc.strongneutralselling+14.6%0.6442.8%86%
DISWalt Disney Company (The)moderatedeterioratingneutral+29.8%0.4112.0%86%
FOURShift4 Payments, Inc.weakdeterioratingselling+56.5%2.369.9%100%
CELHCelsius Holdings, Inc.strongneutralneutral+85.9%0.245.2%71%
LMNDLemonade, Inc.moderatedeterioratingselling+11.6%0.34-29.4%100%
UPSTUpstart Holdings, Inc.distresseddeterioratingselling+65.8%2.377.5%100%
ASTSAST SpaceMobile, Inc.weakneutralneutral-8.2%0.94-30.1%71%
MNDYmonday.com Ltd.strongdeterioratingneutral+94.6%0.1410.4%86%
DVDoubleVerify Holdings, Inc.moderateneutralselling+27.5%0.094.6%86%
CWANClearwater Analytics Holdings, strongimprovingselling+1.9%0.42-2.6%100%
Opportunities (21 found) — 13 long, 8 short
Important: Opportunities are ranked by risk-adjusted potential. Higher expected return generally comes with higher risk — there is no such thing as "guaranteed low risk, high yield." Every opportunity lists what could go wrong. Position sizing reflects the risk level. This is analysis for educational purposes, not financial advice. Market risk is currently HEAVY STRESS — factor this into all decisions.

▲ Long Opportunities (Buy)

TPL Texas Pacific Land Corporation LONG Long-term (3–12 months)
Risk: 4/10 (Medium) Confidence: HIGH
TPL is a strong-quality business trading at a 17% discount from its recent high. Buffett's principle: buy quality when others are fearful. Earnings are stable, suggesting the price drop is sentiment-driven, not fundamental.
SIGNALS FOR
  • Down -16.9% in 1 month — significant discount
  • Fundamentals: strong
  • Insiders buying at these levels
  • ROE 37.2% — strong capital efficiency
  • D/E 0.01 — conservative balance sheet
SIGNALS AGAINST
  • Macro headwinds — recovery may take longer
WHAT COULD GO WRONG: Macro headwinds — recovery may take longer. "Cheap" stocks can get cheaper — time horizon may extend beyond 12 months.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
TOST Toast, Inc. LONG Long-term (3–12 months)
Risk: 6/10 (Medium) Confidence: HIGH
TOST is a strong-quality business trading at a 11% discount from its recent high. Buffett's principle: buy quality when others are fearful. Earnings are improving, suggesting the price drop is sentiment-driven, not fundamental.
SIGNALS FOR
  • Down -11.1% in 1 month — significant discount
  • Fundamentals: strong
  • EPS revisions improving
  • Analyst upside: +40.2%
  • ROE 18.6% — strong capital efficiency
  • D/E 0.01 — conservative balance sheet
SIGNALS AGAINST
  • Death cross — downtrend may continue
  • Macro headwinds — recovery may take longer
  • Insider selling despite low price
WHAT COULD GO WRONG: Death cross — downtrend may continue. Macro headwinds — recovery may take longer. Insider selling despite low price. "Cheap" stocks can get cheaper — time horizon may extend beyond 12 months.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
GOOGL Alphabet Inc. LONG Medium-term (1–3 months)
Risk: 4/10 (Medium) Confidence: MEDIUM
GOOGL has analysts revising earnings estimates UPWARD while the stock trades +18.6% below mean analyst target. Improving earnings are the strongest leading indicator of price appreciation over 1–3 months.
SIGNALS FOR
  • EPS revisions improving (up: 2, down: 0 in 30d)
  • Analyst upside: +18.6% to mean target
  • Fundamentals: strong
SIGNALS AGAINST
  • Macro headwinds
WHAT COULD GO WRONG: Macro headwinds.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
NVDA NVIDIA Corporation LONG Medium-term (1–3 months)
Risk: 4/10 (Medium) Confidence: MEDIUM
NVDA has analysts revising earnings estimates UPWARD while the stock trades +47.3% below mean analyst target. Improving earnings are the strongest leading indicator of price appreciation over 1–3 months.
SIGNALS FOR
  • EPS revisions improving (up: 31, down: 1 in 30d)
  • Analyst upside: +47.3% to mean target
  • Fundamentals: strong
SIGNALS AGAINST
  • Macro headwinds
WHAT COULD GO WRONG: Macro headwinds.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
TPL Texas Pacific Land Corporation LONG Short-term (1–4 weeks)
Risk: 4/10 (Medium) Confidence: MEDIUM
TPL is technically oversold (RSI 23). Strong fundamentals suggest this is a pullback in a viable business, not a fundamental breakdown. Mean reversion bounce is probable within 1–4 weeks.
SIGNALS FOR
  • RSI oversold (≤30)
  • Fundamentals: strong
  • Golden cross (bullish long-term trend)
SIGNALS AGAINST
  • Macro headwinds (recession signals)
WHAT COULD GO WRONG: Macro headwinds (recession signals). Oversold assets can stay oversold — the bounce may not come or may be weak.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
MSFT Microsoft Corporation LONG Medium-term (1–3 months)
Risk: 5/10 (Medium) Confidence: MEDIUM
MSFT has analysts revising earnings estimates UPWARD while the stock trades +56.9% below mean analyst target. Improving earnings are the strongest leading indicator of price appreciation over 1–3 months.
SIGNALS FOR
  • EPS revisions improving (up: 22, down: 6 in 30d)
  • Analyst upside: +56.9% to mean target
  • Fundamentals: strong
SIGNALS AGAINST
  • Death cross active
  • Macro headwinds
WHAT COULD GO WRONG: Death cross active. Macro headwinds.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
HUBS HubSpot, Inc. LONG Medium-term (1–3 months)
Risk: 5/10 (Medium) Confidence: MEDIUM
HUBS has analysts revising earnings estimates UPWARD while the stock trades +67.7% below mean analyst target. Improving earnings are the strongest leading indicator of price appreciation over 1–3 months.
SIGNALS FOR
  • EPS revisions improving (up: 20, down: 4 in 30d)
  • Analyst upside: +67.7% to mean target
  • Fundamentals: strong
  • Also technically oversold — dual signal
SIGNALS AGAINST
  • Death cross active
  • Macro headwinds
WHAT COULD GO WRONG: Death cross active. Macro headwinds.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
TPL Texas Pacific Land Corporation LONG Medium-term (1–3 months)
Risk: 5/10 (Medium) Confidence: MEDIUM
TPL insiders are buying their own stock — those closest to the business are putting their own money in. Combined with strong fundamentals, this is a positive signal over 3–12 months.
SIGNALS FOR
  • Insiders buying (20 buys vs 0 sells)
  • Fundamentals: strong
SIGNALS AGAINST
  • Macro headwinds
WHAT COULD GO WRONG: Macro headwinds.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
TOST Toast, Inc. LONG Medium-term (1–3 months)
Risk: 5/10 (Medium) Confidence: MEDIUM
TOST has analysts revising earnings estimates UPWARD while the stock trades +40.2% below mean analyst target. Improving earnings are the strongest leading indicator of price appreciation over 1–3 months.
SIGNALS FOR
  • EPS revisions improving (up: 5, down: 2 in 30d)
  • Analyst upside: +40.2% to mean target
  • Fundamentals: strong
SIGNALS AGAINST
  • Death cross active
  • Macro headwinds
WHAT COULD GO WRONG: Death cross active. Macro headwinds.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
CELH Celsius Holdings, Inc. LONG Long-term (3–12 months)
Risk: 5/10 (Medium) Confidence: MEDIUM
CELH is a strong-quality business trading at a 17% discount from its recent high. Buffett's principle: buy quality when others are fearful. Earnings are stable, suggesting the price drop is sentiment-driven, not fundamental.
SIGNALS FOR
  • Down -16.8% in 1 month — significant discount
  • Fundamentals: strong
  • Analyst upside: +85.9%
  • D/E 0.24 — conservative balance sheet
SIGNALS AGAINST
  • Death cross — downtrend may continue
  • Macro headwinds — recovery may take longer
WHAT COULD GO WRONG: Death cross — downtrend may continue. Macro headwinds — recovery may take longer. "Cheap" stocks can get cheaper — time horizon may extend beyond 12 months.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
TSLA Tesla, Inc. LONG Long-term (3–12 months)
Risk: 6/10 (Medium) Confidence: MEDIUM
TSLA is a moderate-quality business trading at a 14% discount from its recent high. Buffett's principle: buy quality when others are fearful. Earnings are stable, suggesting the price drop is sentiment-driven, not fundamental.
SIGNALS FOR
  • Down -13.9% in 1 month — significant discount
  • Fundamentals: moderate
  • Analyst upside: +21.2%
  • D/E 0.18 — conservative balance sheet
SIGNALS AGAINST
  • Macro headwinds — recovery may take longer
  • Insider selling despite low price
WHAT COULD GO WRONG: Macro headwinds — recovery may take longer. Insider selling despite low price. "Cheap" stocks can get cheaper — time horizon may extend beyond 12 months.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
HUBS HubSpot, Inc. LONG Long-term (3–12 months)
Risk: 6/10 (Medium) Confidence: MEDIUM
HUBS is a strong-quality business trading at a 24% discount from its recent high. Buffett's principle: buy quality when others are fearful. Earnings are improving, suggesting the price drop is sentiment-driven, not fundamental.
SIGNALS FOR
  • Down -24.0% in 1 month — significant discount
  • Fundamentals: strong
  • EPS revisions improving
  • Analyst upside: +67.7%
  • D/E 0.13 — conservative balance sheet
SIGNALS AGAINST
  • Death cross — downtrend may continue
  • Macro headwinds — recovery may take longer
  • Insider selling despite low price
WHAT COULD GO WRONG: Death cross — downtrend may continue. Macro headwinds — recovery may take longer. Insider selling despite low price. "Cheap" stocks can get cheaper — time horizon may extend beyond 12 months.
Position sizing: 1-3% of portfolio | Stop-loss: 8-10% below entry
HUBS HubSpot, Inc. LONG Short-term (1–4 weeks)
Risk: 7/10 (High) Confidence: LOW
HUBS is technically oversold (RSI 27). Strong fundamentals suggest this is a pullback in a viable business, not a fundamental breakdown. Mean reversion bounce is probable within 1–4 weeks.
SIGNALS FOR
  • RSI oversold (≤30)
  • Fundamentals: strong
SIGNALS AGAINST
  • Death cross active (bearish long-term trend)
  • Macro headwinds (recession signals)
  • Insider selling detected
WHAT COULD GO WRONG: Death cross active (bearish long-term trend). Macro headwinds (recession signals). Insider selling detected. Oversold assets can stay oversold — the bounce may not come or may be weak.
Position sizing: 0.5-1% of portfolio | Stop-loss: 5-8% below entry

▼ Short Opportunities

Short selling means profiting from price declines. It carries unlimited loss risk — if the stock rises instead of falls, losses are theoretically uncapped. Max position: 1% of portfolio with a defined buy-stop.
JPM JP Morgan Chase & Co. SHORT Short-term (1–4 weeks)
Risk: 4/10 (Medium) Confidence: HIGH
JPM is technically overbought (RSI 71) while earnings estimates are being revised downward. The market hasn't priced in the deterioration yet. Mean reversion + negative earnings surprises could drive correction.
SIGNALS FOR
  • RSI overbought (71)
  • EPS revisions declining — earnings deteriorating
  • Fundamentals: weak
  • Insiders also selling
  • Macro headwinds support bearish thesis
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
JPM JP Morgan Chase & Co. SHORT Medium-term (1–3 months)
Risk: 4/10 (Medium) Confidence: HIGH
JPM has a triple-bearish alignment: death cross (technical), declining earnings revisions (fundamental), and insider selling (those who know the business best are exiting). This convergence is significant.
SIGNALS FOR
  • Death cross (bearish trend confirmed)
  • EPS revisions declining
  • Insiders selling (5 sales)
  • Fundamentals: weak
  • Macro environment also bearish
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
XYZ Block, Inc. SHORT Medium-term (1–3 months)
Risk: 4/10 (Medium) Confidence: HIGH
XYZ has a triple-bearish alignment: death cross (technical), declining earnings revisions (fundamental), and insider selling (those who know the business best are exiting). This convergence is significant.
SIGNALS FOR
  • Death cross (bearish trend confirmed)
  • EPS revisions declining
  • Insiders selling (11 sales)
  • Fundamentals: weak
  • Macro environment also bearish
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
FOUR Shift4 Payments, Inc. SHORT Medium-term (1–3 months)
Risk: 4/10 (Medium) Confidence: HIGH
FOUR has a triple-bearish alignment: death cross (technical), declining earnings revisions (fundamental), and insider selling (those who know the business best are exiting). This convergence is significant.
SIGNALS FOR
  • Death cross (bearish trend confirmed)
  • EPS revisions declining
  • Insiders selling (6 sales)
  • Fundamentals: weak
  • Macro environment also bearish
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
UPST Upstart Holdings, Inc. SHORT Medium-term (1–3 months)
Risk: 4/10 (Medium) Confidence: HIGH
UPST has a triple-bearish alignment: death cross (technical), declining earnings revisions (fundamental), and insider selling (those who know the business best are exiting). This convergence is significant.
SIGNALS FOR
  • Death cross (bearish trend confirmed)
  • EPS revisions declining
  • Insiders selling (11 sales)
  • Fundamentals: distressed
  • Macro environment also bearish
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
META Meta Platforms, Inc. SHORT Medium-term (1–3 months)
Risk: 5/10 (Medium) Confidence: HIGH
META has a triple-bearish alignment: death cross (technical), declining earnings revisions (fundamental), and insider selling (those who know the business best are exiting). This convergence is significant.
SIGNALS FOR
  • Death cross (bearish trend confirmed)
  • EPS revisions declining
  • Insiders selling (14 sales)
  • Macro environment also bearish
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
DDOG Datadog, Inc. SHORT Medium-term (1–3 months)
Risk: 5/10 (Medium) Confidence: HIGH
DDOG has a triple-bearish alignment: death cross (technical), declining earnings revisions (fundamental), and insider selling (those who know the business best are exiting). This convergence is significant.
SIGNALS FOR
  • Death cross (bearish trend confirmed)
  • EPS revisions declining
  • Insiders selling (7 sales)
  • Macro environment also bearish
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
AXON Axon Enterprise, Inc. SHORT Medium-term (1–3 months)
Risk: 5/10 (Medium) Confidence: HIGH
AXON has a triple-bearish alignment: death cross (technical), declining earnings revisions (fundamental), and insider selling (those who know the business best are exiting). This convergence is significant.
SIGNALS FOR
  • Death cross (bearish trend confirmed)
  • EPS revisions declining
  • Insiders selling (18 sales)
  • Macro environment also bearish
SIGNALS AGAINST
  • Short selling carries unlimited loss risk
WHAT COULD GO WRONG: Short selling carries unlimited loss risk. Short positions have theoretically unlimited loss — always use a buy-stop.
Position sizing: 1% max of portfolio with defined buy-stop
Risk Signals (41) — 6 critical, 26 warning
Severity key — criticalhighest warninghigh elevatedabove-normal infolower
SeverityTypeCategorySignalDetail
criticalleadingmacroMacro: Consumer Confidence (UMich)Consumer confidence at recessionary levels
criticalleadingmacroMacro: Brent Crude Oil (FRED)Brent at $128 — crisis-level oil prices
criticallaggingvolatilityLarge Weekly DropHUBS dropped -10.70% this week.
criticallaggingvolatilityLarge Weekly DropNKE dropped -18.35% this week.
criticallaggingtechnicalDeath cross breadth27 watched assets have 50-day MA below 200-day MA. Names: MSFT, AMZN, META, JPM, V, CRWD, DDOG, HUBS (+19 more).
criticallaggingtechnicalSignal convergenceSystemic convergence: 31 risk signals across 4 categories firing simultaneously — historically precedes sustained downturns.
warningleadingmacroMacro: PPI All CommoditiesProducer prices rising — input costs increasing
warningleadingmacroMacro: US Regular Gasoline PriceGasoline at $4.12/gal — elevated energy costs
warningleadingfundamentalEPS revisions breadth18 watched stocks have deteriorating analyst EPS estimates (30d). Examples: META, JPM, DDOG, DECK, AXON, WSM, UNH, WMT (+10 more).
warningleadingfundamentalInsider selling breadth38 watched stocks show insider selling activity. Names: AAPL, MSFT, GOOGL, AMZN, NVDA, TSLA, META, JPM (+30 more).
warningleadingfundamentalFundamental distress breadth1 watched stocks flagged as fundamental distress (weak health screen). Examples: UPST.
warninglaggingvolatilityVIX ElevatedVIX at 21.0 — elevated anxiety above normal range.
warninglaggingvolatilityLarge Weekly DropTSLA dropped -7.67% this week.
warninglaggingvolatilityLarge Daily DropHUBS dropped -4.23% today.
warninglaggingvolatilityLarge Weekly DropAXON dropped -7.81% this week.
warninglaggingvolatilityLarge Weekly DropTPL dropped -5.54% this week.
warninglaggingvolatilityLarge Daily DropXOM dropped -4.69% today.
warninglaggingvolatilityLarge Weekly DropXOM dropped -7.92% this week.
warninglaggingvolatilityLarge Daily DropCOP dropped -4.97% today.
warninglaggingvolatilityLarge Weekly DropCOP dropped -5.14% this week.
warninglaggingvolatilityLarge Daily DropFANG dropped -4.62% today.
warninglaggingvolatilityLarge Weekly DropFANG dropped -5.72% this week.
warninglaggingvolatilityLarge Weekly DropLMND dropped -5.97% this week.
warninglaggingvolatilityLarge Weekly DropMNDY dropped -5.02% this week.
warninglaggingvolatilityLarge Daily DropXLE dropped -3.51% today.
warninglaggingvolatilityLarge Weekly DropXLE dropped -5.24% this week.
warninglaggingtechnicalRSI OverboughtJPM: RSI at 71.2 — overbought, potential pullback ahead.
warninglaggingtechnicalRSI OverboughtCOST: RSI at 78.1 — overbought, potential pullback ahead.
warninglaggingtechnicalRSI OverboughtGS: RSI at 77.5 — overbought, potential pullback ahead.
warninglaggingtechnicalRSI OverboughtCWAN: RSI at 77.7 — overbought, potential pullback ahead.
warninglaggingtechnicalRSI OverboughtXLF: RSI at 72.4 — overbought, potential pullback ahead.
warninglaggingtechnicalRSI OverboughtXLB: RSI at 71.2 — overbought, potential pullback ahead.
infolaggingtechnicalRSI OversoldHUBS: RSI at 27.2 — oversold, potential bounce opportunity.
infolaggingtechnicalRSI OversoldAXON: RSI at 21.2 — oversold, potential bounce opportunity.
infolaggingtechnicalRSI OversoldTPL: RSI at 23.4 — oversold, potential bounce opportunity.
infolaggingtechnicalRSI OversoldNKE: RSI at 18.9 — oversold, potential bounce opportunity.
infolaggingtechnicalRSI OversoldMNDY: RSI at 28.1 — oversold, potential bounce opportunity.
infolaggingtechnicalCross-category convergenceRisk signals span 4 categories (fundamental, macro, technical, volatility) — cross-domain stress amplification.
elevatedleadingmacroMacro: CPI Food Away from HomeYoY +3.1% — above Fed 2% target
elevatedleadingmacroMacro: CPI Used Cars and TrucksYoY -2.3% — deflationary (demand weakness or correction)
elevatedleadingmacroMacro: UMich Inflation Expectations (1yr)Consumer expects 3.4% inflation — above Fed comfort zone
Banking & bonds — plain English
  • Whole-system snapshot — big-picture context from mostly official data, same series as the macro tables.
  • Not about one bank — not a rating of your institution; aggregate series only.
  • Not CAMELS / not exams — not a substitute for supervisory information you can’t look up like a stock quote.
OK Yield curve — Not inverted in the measures we track — one warning light off; other risks still possible.

Yield curve. In the measures we track, the curve is not inverted right now — one classic warning light is off, though other risks can still show up elsewhere.

Calm Corporate borrowing costs — Spreads are not flashing our credit-stress rule — calmer corporate funding than a stressed episode.

Corporate borrowing costs. Those spreads are not flashing our “credit stress” rule right now — think calmer corporate funding conditions than in a stressed credit episode (still watch the detailed table above).

Neutral Bank lending (aggregate) — No extreme week-over-week move by our thresholds — whole-system credit stock, not one bank.

Bank lending (aggregate). The latest week did not show an extreme move by our thresholds. This series is the whole banking system’s credit stock, not one institution.

Stable Federal Reserve balance sheet — Moderate weekly change — backdrop for liquidity and asset holdings.

Federal Reserve balance sheet. The latest weekly change was moderate — a backdrop indicator for liquidity and asset holdings.

Levels Treasury yields — 2y and 10y levels anchor expectations and long borrowing; compare curve rows in macro for shape.

Treasury yields. The 2-year (sensitive to Fed expectations) is about 3.81%; the 10-year (longer financing and mortgage anchor) about 4.33%. When short rates sit well above long rates, markets are often weighing slower growth or future cuts — compare with the curve rows in the macro table.

Note Reality check — Rules on delayed public data — orientation for people you care about, not trades or deposit advice.

Reality check. These sentences are simple rules on top of delayed public data — orientation for people you care about, not trading instructions or deposit advice.

Historical Context
Data points in last 7 days: 84
Authoritative sources — banking & bonds

Starting points from regulators and standard data publishers — useful if you want to read the same underlying official series this report leans on (plus banking disclosure context).

Definitions — Time Horizons, Risk Levels & Methodology

Time Horizons

Short-term
1–4 weeks
Momentum / technical plays — oversold bounces, mean reversion, technical pattern setups.
Medium-term
1–3 months
Earnings revision plays — improving fundamentals not yet priced in.
Long-term
3–12 months
Value plays — quality businesses at discounted prices with macro tailwinds.

Risk Levels (per opportunity, 1–10)

Low (1–3) 3+ signals agree, strong fundamentals, macro supportive, limited downside history. Position: 3–5%
Medium (4–6) 2 signals agree, some data gaps or mixed macro. Position: 1–3%
High (7–10) Single signal, weak fundamentals, adverse macro, or speculative. Position: 0.5–1%

Honest Framing

Opportunities are ranked by risk-adjusted potential, not "low risk / high yield." Higher expected return generally comes with higher risk. The system surfaces the best opportunities at each risk level and is explicit about what could go wrong.